What to do if you are involved in a car accident

Do you know what to do in the event of a road traffic accident?

We have outlined a few steps to follow to help you deal with it safely and effectively.

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  • Stop

It doesn’t matter how minor the crash or accident is, under the Road Traffic Act you are obliged to stop, turn off your engine and turn on your hazard lights.

  • Call 999 

Assess the crash scene to see if anyone has been hurt (call an ambulance immediately if so) or if there is any damage to property/vehicles. Make the authorities aware if you suspect any foul play or if the crash has caused any obstruction to other road users.

  • Exchanging details

You are legally required to give your name and address at the scene of an accident. You are also legally required to inform the police of an accident within 24 hours of it happening otherwise you may be subject to being disqualified for driving. It is advisable to avoid apologising and accepting the blame in the first instance.

You should try to gather as much information from those around you at the scene. Any names, addresses and registration numbers of those involved. Seek out any witnesses and taker their details as this will help with any future insurance claims. Take note of the date and time of the incident, the weather conditions and where possible, take photographs.

  • Contact your Insurance Company

As soon as convenient, contact your insurance provider and give them as much information as possible about the accident including any photographic evidence. They will ask you for the third-party details such as name, address, vehicle details and their insurance details. It will then be in the insurers hands to deal with the rest, they will contact you for updates and any further information needed.

Check back for further blogs on how to keep your vehicle safe and road worthy.

Photo source @Pixabay

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